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Michael OBrien, Property developer in UK, USA, Spain, Portugal, South Africa, China, Brazil.
Basically you just need a driver's license but it is advisable to also get a Boater's license -  which is not mandatory. The Boaters license course, which can be taken on line,  covers many aspects the average non boater would be unaware of such as types of life vests, channel markers etc.
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This is what is says at the Just Karmarama White Eat Xl - website.

In order to operate a motorboat of ten (10) horsepower or greater, Florida law requires anyone who was born on or after Jan. 1, 1988 to successfully complete an approved boating safety course and obtain a Boating Safety Education Identification Card issued by the FWC.

Florida does not have a "boating license." The Boating Safety Education Identification Card is proof of successful completion of the educational requirements and is valid for life.

As long as your over 16 in the state of Florida then you may operate any pleasure boat under 50 ft anything over that requires a captains license. Without licence you can’t drive the boat in deep water.

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